Gift Card Scams During the Holiday Season
As the holiday shopping season arrives, residents should watch out for gift card scams that can drain the funds before the cards are ever used. Thieves can steal or tamper with the magnetic strip or barcode on gift cards while they sit on store shelves. After a shopper buys and activates the card, scammers access the account and spend the balance before the recipient can use it.
“Criminals know gift cards are popular during the holiday season, and they are taking advantage of that,” Tarrant County District Attorney Phil Sorrells said in a news release Friday. “Stay alert. A few seconds of caution can keep you from losing your hard-earned money.”
How to Protect Yourself
The district attorney’s office recommends several steps to reduce the risk of fraud:
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- Buy gift cards from reputable retailers and choose cards kept behind the counter or in locked displays
- Inspect the packaging for signs of tampering before purchase
- Verify the card information to ensure the serial number on the card matches the one on the packaging or receipt
- Ask the cashier to scan and confirm activation at checkout
- Register the card online when possible
- Use the card soon after purchase and check the balance regularly
- Avoid sharing the card number or PIN
- Keep all receipts and report any issues to the store
New Penalties for Tampering
Under a Texas law that took effect Sept. 1, people caught manipulating gift cards could face charges ranging from a state jail felony to a first-degree felony, depending on the number of cards involved, according to the release.
“Scammers are counting on shoppers to be distracted,” Sorrells said. “Stay aware and make sure your gifts — and your money — end up where they’re supposed to go.”
Suspected fraud can be reported to the Federal Trade Commission at reportfraud.ftc.gov
Conclusion
Gift card scams can be a major problem during the holiday season, but by taking a few simple precautions, you can protect yourself and your loved ones from falling victim to these scams. Remember to buy gift cards from reputable retailers, inspect the packaging for signs of tampering, and verify the card information before making a purchase. By being aware of the risks and taking steps to prevent them, you can ensure a safe and enjoyable holiday shopping experience.
Frequently Asked Questions
Q: What are some common ways that scammers tamper with gift cards?
A: Scammers can steal or tamper with the magnetic strip or barcode on gift cards while they sit on store shelves. They can also use special devices to scan the card information and access the account.
Q: How can I protect myself from gift card scams?
A: To protect yourself from gift card scams, buy gift cards from reputable retailers, inspect the packaging for signs of tampering, and verify the card information before making a purchase. You should also register the card online when possible, use the card soon after purchase, and check the balance regularly.
Q: What should I do if I suspect that my gift card has been tampered with?
A: If you suspect that your gift card has been tampered with, report the issue to the store immediately and contact the Federal Trade Commission at reportfraud.ftc.gov. Keep all receipts and documentation related to the purchase, as this can be helpful in resolving the issue.
Q: Are there any new penalties for gift card tampering in Texas?
A: Yes, under a Texas law that took effect Sept. 1, people caught manipulating gift cards could face charges ranging from a state jail felony to a first-degree felony, depending on the number of cards involved.
