Introduction to Homeownership

The journey to becoming a homeowner can be daunting, especially for first-time buyers. However, with the right guidance and resources, achieving this dream can be more accessible than ever. On Wednesday, April 2, at 6:30 PM, a virtual event will provide invaluable insights and information for those looking to embark on this journey.

What to Expect

This special event offers a unique opportunity to hear directly from a State of New York Mortgage Agency (SONYMA) Representative about their innovative mortgage programs tailored for first-time homebuyers. The session is designed to cater to both those who are new to the process and those seeking to learn more about the opportunities available. SONYMA’s mortgage options come with unbeatable benefits, making homeownership more attainable.

SONYMA Programs Overview

Here’s a sneak peek into what attendees can expect to learn:

1. Achieving the Dream & Low Interest Rate Programs – Designed to make homeownership more accessible than ever.
2. Home for Veterans – Special benefits for those who have served the country.
3. Down Payment Assistance – Built-in assistance to alleviate the burden of saving for a down payment.
4. Non-Traditional Credit – Allowing for non-traditional credit, so your mortgage options aren’t limited by your credit history.
5. Financing Repairs – The possibility of financing necessary home repairs into your mortgage.
6. Property Flexibility – Coverage for a wide range of property types, including 1-4 family homes, condos, and cooperatives.

Expert Guidance

Seasoned mortgage experts will share valuable tips and advice on preparing for the home buying process. They will also delve into the world of grants for down payment assistance and closing costs, explaining where to find them, how they work, and the necessary qualifications.

This comprehensive approach ensures that attendees are well-equipped to navigate the often complex landscape of home buying.

Introduction to the Homebuyer Dream Program

As an added bonus, the event will introduce attendees to the Homebuyer Dream Program® (HDP®), a collection of grant programs provided by Emigrant Bank through limited funds from the Federal Home Loan Bank of New York. These grants can be the pivotal factor in turning the dream of homeownership into a reality.

Meet the Experts

The event will feature a panel of experts, including:

• Dilfia Munoz – AVP/Business Development Officer, State of New York Mortgage Agency (SONYMA)
• Veronica Ferrero – Vice President & Community Lending Officer, Emigrant Mortgage
• Juliann Giuffre – Mortgage Consultant & Community Lending Coordinator, Emigrant Mortgage
• Dwaine Carroll, CBR – Licensed Real Estate Salesperson & Certified Buyer Representative, Rutenberg Realty Inc.

Conclusion

This webinar is a golden opportunity for first-time homebuyers to gain the knowledge and insights necessary to start their journey to homeownership. With expert advice, information on SONYMA programs, and details on available grants, attendees will be well on their way to making their dream a reality. Don’t miss out on this chance to unlock the door to your dream home.

FAQs

• Q: What time is the webinar?
  • A: The webinar will take place on Wednesday, April 2, at 6:30 PM.
• Q: How do I register for the event?
  • A: Click the registration link provided to secure your spot.
• Q: What topics will be covered during the webinar?
  • A: The webinar will cover SONYMA mortgage programs, grants for down payment assistance, first-time homebuyer education, and more.
• Q: Who are the experts attending the event?
  • A: The event features experts from SONYMA, Emigrant Mortgage, and a licensed real estate professional.
    

    Click here to register