Federal List of ‘Professional’ Degrees Excludes Nursing, Education
A coalition of nursing and other health care organizations are angry over a Trump administration plan that could limit access to student loans in some cases. Students pursuing graduate degrees in nursing, physical therapy, public health, and some other fields would face tighter federal student loan limits under the plan because it doesn’t consider them professional programs.
The revamp is part of Trump’s “Big Beautiful Bill” passed by Congress. While graduate students could previously borrow loans up to the cost of their degree, the new rules would set caps depending on whether the degree is considered a graduate or professional program.
Definition of Professional Programs
The Education Department is defining the following fields as professional programs: pharmacy, dentistry, veterinary medicine, chiropractic, law, medicine, optometry, osteopathic medicine, podiatry, and theology. Left out are nursing, physical therapy, dental hygiene, occupational therapy, and social work, as well as fields outside of health care such as architecture, education, and accounting.
Why This is Happening Now
The Trump administration says limits on graduate loans are needed to reduce tuition costs. It believes that capping student loans will push universities charging higher-than-average tuition to look at lowering rates. To define what counts as a professional program, the Education Department is turning to a 1965 law governing student financial aid. The law includes several examples of professional degrees but says it isn’t an exhaustive list. The Trump administration’s proposal, by contrast, says only the degrees spelled out in the new regulation can count as professional programs.
One in 6 of the nation’s registered nurses held a master’s degree as of 2022, according to the American Association of Colleges of Nursing. The details of the plan were recently hashed out in a federal rulemaking process.
What This Means for Students
Some future students could find it more costly or difficult to pursue a specialized degree. Under the new plan, students in professional programs would be able to borrow $50,000 a year and up to $200,000 in total. Other graduate students, such as those pursuing nursing and physical therapy, would be limited to $20,500 a year and up to $100,000 total.
Trump Administration Says Impact Will Be Minimal
The Education Department says its data show 95% of nursing students, for example, are in graduate programs that won’t be affected by the new caps. The department says the vast majority of students are in programs that cost less than the $100,000 cap being proposed for federal student loans. Students already enrolled in graduate programs would be grandfathered into current lending limits.
Chicago-area nursing educators are warning proposed changes by the Trump administration to the professional categorization for nursing could have negative impacts on the field and healthcare provision nationwide. NBC Chicago’s Charlie Wojciechowski has the story.
Health Groups Say Change Will Worsen Nursing Shortage
A coalition of health care organizations has urged the Education Department to change course, arguing that post-bachelor’s health care degrees that are needed for licensure or certification should be considered a professional degree. They also say that fields being excluded are largely filled by women and in high-demand. According to a U.S. Census Bureau report in 2019, women made up about three-fourths of the full-time, year-round health care workers in the U.S. and accounted for a much higher share in jobs such as dental and medical assistants.
The organizations contend that capping federal student loans will make the ongoing nursing shortage even worse, force students to seek more expensive private loans, and threaten patient care. The American Association of Colleges of Nursing says if the proposal is finalized, “the impact on our already-challenged nursing workforce would be devastating.”
Giving nurses a chance to further their education and advance their careers has attracted young people to the profession, said Susan Pratt, a nurse who is also president of a union representing nurses in Toledo, Ohio. But making that harder could push away future nurses, she said. “It’s just a smack in the face,” Pratt said. “When we were during the pandemic, the nurses showed up, and this is the thanks we get.”
Conclusion
The proposed changes to the federal list of professional degrees have sparked controversy among nursing and health care organizations. The exclusion of nursing and other fields from the list of professional programs could have significant implications for students and the healthcare industry as a whole. As the proposal moves forward, it is essential to consider the potential consequences and ensure that the changes do not exacerbate existing shortages or create new barriers to education and career advancement.
FAQs
- Q: What is the Trump administration’s proposal regarding graduate student loans?
A: The proposal sets caps on federal student loans for graduate students, depending on whether their degree is considered a professional program or not. - Q: Which fields are considered professional programs under the proposal?
A: The fields considered professional programs include pharmacy, dentistry, veterinary medicine, chiropractic, law, medicine, optometry, osteopathic medicine, podiatry, and theology. - Q: How will the proposal affect nursing students?
A: Nursing students will be limited to borrowing $20,500 a year and up to $100,000 total, compared to students in professional programs who can borrow $50,000 a year and up to $200,000 total. - Q: What are the concerns about the proposal?
A: Health care organizations are concerned that the proposal will worsen the nursing shortage, force students to seek more expensive private loans, and threaten patient care.
