{"id":13415,"date":"2025-09-20T09:33:42","date_gmt":"2025-09-20T15:33:42","guid":{"rendered":"https:\/\/citystuff.com\/dallas\/2025\/09\/20\/heres-how-to-get-a-covid-19-booster-and-have-your-insurance-pay-for-it\/"},"modified":"2025-09-20T09:33:43","modified_gmt":"2025-09-20T15:33:43","slug":"heres-how-to-get-a-covid-19-booster-and-have-your-insurance-pay-for-it","status":"publish","type":"post","link":"https:\/\/citystuff.com\/dallas\/2025\/09\/20\/heres-how-to-get-a-covid-19-booster-and-have-your-insurance-pay-for-it\/","title":{"rendered":"Here\u2019s how to get a COVID-19 booster and have your insurance pay for it"},"content":{"rendered":"<h1>COVID-19 Vaccines and Insurance Coverage<\/h1>\n<p class=\"body-text-paragraph\">Drugstores are ready to deliver updated COVID-19 vaccines this fall, and insurers plan to pay for them, even though the shots no longer come recommended by an important government committee. On Friday, vaccine advisers picked by Health Secretary Robert F. Kennedy Jr. declined to specifically recommend the shots but said people could make individual decisions on whether to get them.<\/p>\n<p class=\"body-text-paragraph\">The recommendations from the advisers to the Centers for Disease Control and Prevention require sign off by the agency\u2019s director, but they are almost always adopted. Those recommendations normally trigger several layers of insurance coverage and allow drugstores in many states to deliver the shots. But insurers and government officials have said coverage will continue, and several states have allowed for vaccine access through pharmacies, the most common place to get shots.<\/p>\n<p class=\"body-text-paragraph\">Many people start seeking vaccinations in the late summer or early fall to get protection against any winter surges in cases. Here\u2019s a closer look at the issue.<\/p>\n<p>Related<\/p>\n<h2 class=\"body-text-header\">Will Insurers Cover COVID Shots?<\/h2>\n<p class=\"body-text-paragraph\">Many are expected to do so, but you still may want to check with yours. The Department of Health and Human Services said Friday that the committee vote \u201cprovides for immunization coverage through all payment mechanisms.\u201d An HHS spokesperson said that included Medicaid, the Children\u2019s Health Insurance Program, commercial coverage sold through health insurance marketplaces, and the federal Vaccines for Children program, which pays for roughly half of childhood vaccinations in the U.S. each year.<\/p>\n<p>Related<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:190 \/ 127\" class=\"dmnc_features-article-body-embeds-related-story-module__2UraD flex-none object-cover dmnc_images-modern-image-module__QFaG- max-w-full h-auto text-white dmnc_images-modern-image-module__9Zlll bg-gray-light object-contain dmnc_images-modern-image-module__P3kZ4 w-full\" width=\"190\" height=\"127\" src=\"https:\/\/dmn-dallas-news-prod.cdn.arcpublishing.com\/resizer\/v2\/LMQHTLWUVFCXTLCQ7QVRIOWY3Y.jpg?auth=4abd8a18ff4a9b8b3f0e75d3fc9a17b70e1c928caced15bcd89025183559245c&#038;quality=80&#038;height=127&#038;width=190&#038;smart=true\" alt=\"Committee member Hillary Blackburn, listens during a meeting of the Advisory Committee on...\"\/><\/p>\n<p class=\"body-text-paragraph\">That VFC program normally automatically covers any vaccines recommended by the CDC committee. The trade group America\u2019s Health Insurance Plans has said its members will continue to cover the shots at no cost to patients through 2026. That group includes every major insurer except UnitedHealthcare. And that insurer also has said it also will continue to cover the vaccine at no cost for its standard commercial coverage, which includes plans offered for individuals and through small businesses.<\/p>\n<p class=\"body-text-paragraph\">One caveat: Large employers that offer coverage will make their own decisions on the vaccines. They may be motivated to continue coverage: The vaccines can help ward off expensive hospital bills from people who get a bad case of COVID-19.<\/p>\n<h2 class=\"body-text-header\">Where People Can Get Vaccinations<\/h2>\n<p class=\"body-text-paragraph\">About two-thirds of adults get COVID-19 shots at pharmacies, and around 30% receive them at doctor\u2019s offices, according to CDC data. Access to the shots has grown after a clunky start to vaccine season that saw some people travel to nearby states when they couldn\u2019t make appointments at pharmacies closer to home.<\/p>\n<p class=\"body-text-paragraph\">Drugstore chains like CVS say their locations are stocked with the latest vaccines, and they now are able to deliver vaccinations in all 50 states and Washington, D.C. Prescriptions are required in D.C. and a handful of states like Florida and Georgia, CVS Health spokeswoman Amy Thibault said. Walgreens also requires prescriptions in a few states, a company spokesperson said.<\/p>\n<h2 class=\"body-text-header\">Who Can Get a COVID Shot This Fall<\/h2>\n<p class=\"body-text-paragraph\">Until now, the U.S. has recommended yearly COVID-19 shots for everyone age 6 months and older. The U.S. Food and Drug Administration recently approved the shots for all people age 65 and older, and for younger adults and children with a condition that puts them at high risk for catching a bad case of COVID-19.<\/p>\n<p>Related<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" style=\"aspect-ratio:190 \/ 127\" class=\"dmnc_features-article-body-embeds-related-story-module__2UraD flex-none object-cover dmnc_images-modern-image-module__QFaG- max-w-full h-auto text-white dmnc_images-modern-image-module__9Zlll bg-gray-light object-contain dmnc_images-modern-image-module__P3kZ4 w-full\" width=\"190\" height=\"127\" src=\"https:\/\/dmn-dallas-news-prod.cdn.arcpublishing.com\/resizer\/v2\/2TIBIGGNTZBGBFM3DCZZTPTXTE.jpg?auth=46fc3435bde89bac9159ab7837e213301761709ff37443326cbbb932b380e685&#038;quality=80&#038;height=127&#038;width=190&#038;focal=1244,1006\" alt=\"FILE - Pharmacist Kenni Clark injects Robert Champion, of Lawrence, Mass., with a booster...\"\/><\/p>\n<p class=\"body-text-paragraph\">The CDC maintains a long list of conditions that would put someone at high risk. It includes people with asthma, cancer, heart or lung problems, obesity, depression, and a history of smoking. It also includes those who are physically inactive, and the agency notes that this list is not conclusive. Patients can consult with their doctor or care provider to decide whether they are high risk if they don\u2019t have a condition on that list.<\/p>\n<p class=\"body-text-paragraph\">Both CVS and Walgreens representatives say their companies will ask patients under age 65 if they have any of these factors. They won\u2019t require proof. \u201cIn simplest terms, if a patient says they\u2019re eligible they will get the vaccine,\u201d said Thibault, the CVS Health spokeswoman.<\/p>\n<h2 class=\"body-text-header\">Conclusion<\/h2>\n<p class=\"body-text-paragraph\">In conclusion, while the government committee no longer recommends COVID-19 shots, insurers and government officials have said coverage will continue, and several states have allowed for vaccine access through pharmacies. It is essential to check with your insurer to confirm coverage and to consult with your doctor or care provider to decide whether you are eligible for the vaccine.<\/p>\n<h2 class=\"body-text-header\">FAQs<\/h2>\n<h3 class=\"body-text-header\">Q: Will insurers cover COVID shots?<\/h3>\n<p class=\"body-text-paragraph\">A: Many insurers are expected to cover COVID shots, but it is essential to check with your insurer to confirm coverage.<\/p>\n<h3 class=\"body-text-header\">Q: Where can people get vaccinations?<\/h3>\n<p class=\"body-text-paragraph\">A: About two-thirds of adults get COVID-19 shots at pharmacies, and around 30% receive them at doctor\u2019s offices. Drugstore chains like CVS and Walgreens are stocked with the latest vaccines and can deliver vaccinations in all 50 states and Washington, D.C.<\/p>\n<h3 class=\"body-text-header\">Q: Who can get a COVID shot this fall?<\/h3>\n<p class=\"body-text-paragraph\">A: The U.S. Food and Drug Administration recently approved the shots for all people age 65 and older, and for younger adults and children with a condition that puts them at high risk for catching a bad case of COVID-19. Patients can consult with their doctor or care provider to decide whether they are high risk if they don\u2019t have a condition on the CDC\u2019s list.<\/p>\n<h3 class=\"body-text-header\">Q: Do I need a prescription to get a COVID shot?<\/h3>\n<p class=\"body-text-paragraph\">A: Prescriptions are required in D.C. and a handful of states like Florida and Georgia. It is essential to check with your pharmacy or doctor\u2019s office to confirm if a prescription is required.<\/p>\n<h3 class=\"body-text-header\">Q: Will I need to provide proof of eligibility to<\/p>\n","protected":false},"excerpt":{"rendered":"<p>COVID-19 Vaccines and Insurance Coverage Drugstores are ready to deliver updated COVID-19 vaccines this fall, and insurers plan to pay for them, even though the shots no longer come recommended by an important government committee. On Friday, vaccine advisers picked by Health Secretary Robert F. Kennedy Jr. declined to specifically recommend the shots but said [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":13417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22],"tags":[],"class_list":{"0":"post-13415","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-health-wellness"},"jetpack_featured_media_url":"https:\/\/dmn-dallas-news-prod.cdn.arcpublishing.com\/resizer\/v2\/X5SCOJTZSZHYFDESY566HTGITA.jpg?auth=21c64e6abb177f231c898c3a4b1c66dfddf26d9b82d1dcdd9485e7a11b7e55ac&quality=80&width=1200&height=630&focal=1166,722","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/posts\/13415"}],"collection":[{"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/comments?post=13415"}],"version-history":[{"count":1,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/posts\/13415\/revisions"}],"predecessor-version":[{"id":13418,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/posts\/13415\/revisions\/13418"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/media\/13417"}],"wp:attachment":[{"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/media?parent=13415"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/categories?post=13415"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/citystuff.com\/dallas\/wp-json\/wp\/v2\/tags?post=13415"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}